This is Deepak from Bangalore . We limited myself for some time out of composing so it post for your requirements. However,, while i failed to look for people impulse and responsibility of Axis Lender, I will no longer wait.

This all been a bit for the February in 2010. We booked a condo within the a flat from inside the Bangalore and you may are because of the get in touch with out-of Mr. Amit Sharma ([protected]) of Analytical Investment (having AXIS Lender) from the creator. Mr. Amit came across me personally and that i told me him my income, costs or other debts facts, centered on hence, the guy confirmed me that i have the eligibility away from 23 lacs. Because amount is enough for me personally commit in the future, We proceeded which have a knowing that eligibility has already been analyzed. Amit informed me this one out-of their colleague will come to make data files and cheque to have operating percentage for this family mortgage. After that, I was approached by the Mr. Murugesh ([protected]), exactly who appeared and you will gathered my personal data while the cheque out-of Rs. 5618 on handling fee. I did not be afraid when you look at the giving the cheque while the Mr. Amit had currently verified me on the my personal eligibility. Mr. Murugesh took all of these and you will went back. The new confirmation techniques become and i waited for very long day thinking that everything is happening really. Contained in this a few days, We noticed that my personal checking account was debited toward cheque that we offered to AXIS Bank getting Rs. 5618. So https://clickcashadvance.com/installment-loans-al/ it provided me with far more confidence one to things are going on better.

Easily did not have the newest eligibility, I am not a fool to help you proceed with the financing techniques and you may waste my Rs

It was a shock. You will find no reason stated regarding the letter. I entitled AXIS Bank’s office and you may spoke in order to Ms. Renu ([protected], landline [protected]. She mentioned that the new letter was delivered by mistake and are still dealing with the mortgage procedure. Later, she named me personally up and to my treat; she said that my qualifications is not around to the mortgage. I was taken aback. This feedback came from AXIS Lender even when Mr. Amit got currently said that i had qualifications out-of 23 lacs, following the address and other verification techniques was indeed done, following the handling payment count try obtained from my membership and you may immediately following looking forward to so long. I contended which have Renu about precisely how you certainly will after that Mr. Amit tell that we encountered the eligibility. 5618. She again told me one she’ll work on their unique director and go back to me. She titled once again a couple of days however,, all of them to state that little might be over and you may my qualification is not indeed there as well as the loan cannot be sanctioned. I’d furious and you can asked her to return right back my personal control commission matter. She told you the policy is not indeed there to go back extent. I realized out-of HDFC and you will ICICI Financial that if they don’t approve the mortgage, most of the data files plus the number is came back back to the customer. However, here, neither performed I have straight back my files right up until time, neither the quantity.

While i watched there’s nothing yielding overall performance, I asked Renu supply their unique manager’s matter. She offered the number (sorry, I don’t contemplate his identity) whenever I titled, he had been driving and said that however call me back. I waited for many days to possess their name. One to good day, you to Ms. Indu (I believe this was title) named myself and you can asserted that their manager wanted to learn as to the reasons I’d called him a short time right back. I told me her whole facts however,, she heard and said the same thing the brand new handling percentage can not be came back. While i expected their particular once again, she said that she’ll communicate with their manager and you can name myself straight back. So it never ever occurred. To adhere to upwards, once i titled and you will correspond with their unique, she said her manager is out of channel and you can she doesn’t discover as he is back. Now, just after over each week, I’m however awaiting the new manager’s call.

Sir, because you find, this really is a horrible feel. I found myself advised you to definitely a panel possess analyzed AXIS Lender just like the an informed lender. I am not sure exactly how. About, I would personally never ever say that. You can view they own provided not the case information about the latest eligibility, built-up the latest documents, removed the newest control percentage following reverted right back saying that qualifications is a concern. Till big date, they have not returned the brand new data or even the number. Qualification ‘s the the very first thing one to a customers takes care ahead of giving people operating commission. However,, AXIS Lender have cheated in this esteem and contains produced particular money out of this. I’m not sure exactly how many somebody might have knowledgeable that it with AXIS Lender. This ends up a good team in their mind. I do not think he’s got any company Stability. Just how can they offer untrue suggestions into consumers and also make money?

Suddenly, one-day I experienced a letter at my street address stating that AXIS Financial cannot deliver the financing for me

Sir, I might and this ask you to excite check out this issue urgently which help safeguard the newest customers’ liberties. You help will unquestionably make certain that AXIS Lender will not recite including circumstances later on with any other buyers.